Low Impact Claims
Insurance companies which have implemented a low impact claims program, or are about to, can depend on FACTS to get the best value with the best technical support in the battle against potential fraud.  FACTS can assist your SIU investigators, claims adjusters, and appraisers in setting up a successful low impact claims analysis methodology.

Save thousands of dollars per file by spending only a few hundred dollars to weed out the dubious injury cases from the legitimate ones. Cost-effective analyses can usually be conducted exclusively from your claims files.

Head/neck motion in a rear end crash
During the initial phase of the impact, the vehicle is accelerated forward while the occupant's body remains relatively stationary. The seat cushioning compresses and, if the impact is severe enough, the seat structure flexes.

As the compression of the cushioning and the flexing of the seat occurs, the occupant's torso begins to move forward, pushed by the seat back. With a poor head restraint, the unsupported head lags behind as the vehicle/seat/torso is pushed forward by the impact. The head pivots backward, bending or extending the neck. Next, the body rebounds from the seat, and the head begins to pivot forward, causing a flexed, forward-bent neck posture before settling into the post-impact position.

Using information from your file and comparing it with available crash data, published data from actual tests using live subjects, and a computer analysis of the collision, FACTS can accurately determine velocity changes and the magnitude of impact forces - to help you determine the veracity of the claim.

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